Category

Loan Ticket Size

ROI

DST

DSA

CAT D

12 Lakhs+

13.10%

2%

2.5%

Proposed Rates

Product Type

Category

Criteria

ROI

CSC PF%

Non CSC PF%

K-Offer

CAT A

NTH > 75000 (BH approval only, for any deviation)

10.99%

0.75%

1.29%

NTH: 50000 - 74999

11.69%

0.75%

1.29%

NTH: 35000 - 49999

14.29%

0.99%

1.99%

NTH : 20000-34999

14.29%

0.99%

2.50%

NTH <20000

16.49%

0.99%

2.50%

CAT B/C

NTH > 75000 (BH approval only, for any deviation)

10.99%

0.75%

1.29%

NTH: 50000 - 74999

12.49%

0.75%

1.29%

NTH: 35000 - 49999

14.49%

0.99%

1.99%

NTH : 20000-34999

14.99%

0.99%

2.50%

NTH <20000

16.75%

0.99%

2.50%

CAT D

NTH >=75,000

15.49%

2.00%

2.50%

NTH : 50,000 to 74,999

15.99%

2.00%

2.50%

NTH : 35,000 to 49,999

16.49%

2.00%

2.50%

NTH : 25,000 to 34,999

16.99%

2.00%

2.50%

NTH : 18,000 to 24,999

17.99%

2.00%

2.50%

Kotak employees

Ticket Size < 3Lakhs

11.75%

1999

NA

Ticket Size > 3 Lakhs (No Deviation)

10.99%

1999

NA

Balance Transfer & CIBIL watch

CAT A/B/C

NTH>=35000

11.79%

0.5%

NTH<35000

12.99%

0.5%

CAT D

NTH>=35000

12.99%

1.2%

NTH<35000

15.00%

1.2%